The ads are on the radio, television, the Internet, even in the mail. They refer to payday loans, cash advance loans, check advance loans, post-dated check loans, or deferred deposit loans. The Federal Trade Commission, the nation’s consumer protection agency, says that regardless of their name, these small, short-term, high-rate loans by check cashers, finance companies and others all come at a very high price. Here’s how they work: A borrower writes a personal check payable to the lender for the amount the person wants to borrow, plus the fee they must pay for borrowing. The company gives the borrower the amount of the check less the fee, and agrees to hold the check until the loan is due, usually the borrower’s next payday. Or, with the borrower’s permission, the company deposits the amount borrowed — less the fee — into the borrower’s checking account electronically. The loan amount is due to be debited the next payday. The fees on these loans can be a percentage of the face value of the check — or they can be based on increments of money borrowed: say, a fee for every $50 or $100 borrowed. The borrower is charged new fees each time the same loan is extended or “rolled over.” Online Payday Assistance handles all of your unexpected events. By completing there online form you can qualify for a loan from $100 to $1000 with no credit required. Their simple online qualification process helps thousands of people get the cash they need online. Online Payday Assistance large database of lenders that offer Cash Today and More Time to Repay online. Their online form takes only minutes to complete. If you have money problems this is the way to go, stop the creditors and start living. ----------------------------------------------------------------------------------------------------------------------------------------------------------------- CashNetUSA CashNetUSA is a leading online lender of subprime personal loans. A subsidiary of Cash America Intl. Inc. (NYSE: CSH) and publicly-traded company, They are dedicated to licensed and responsible lending practices. They have funded more than 4 million loans to consumers in over 31 U.S. states to date (VA just added). Since launching online services five years ago, they have quickly grown to be one of the largest providers of short-term loans to the underbanked community. Their cash advance services provide subprime customers with loans ranging from $100 up to $1,500 to face immediate money needs such as car repairs, monthly bills or emergency medical expenses. ----------------------------------------------------------------------------------------------------------------------------------------------------------------- TrustedPayday.com TrustedPayday connects you directly to one of the largest, premier networks of Lenders nationwide ----------------------------------------------------------------------------------------------------------------------------------------------------------------- Mypaydayloan.com